I came across an article the other day.
To put it mildly, I was a tad brassed off.
According to Mister O’Sullivan, the entire financial fiasco in this country was caused by the greed of the Irish people.
Nothing to do with the banks, then?
Nothing to do with banks lending millions to their shareholders to buy shares in same bank? Nothing to do with banks lending 100% mortgages and more? Nothing to do with bank board members granting themselves massive loans, off the books? Nothing to do with banks lending silly money to anyone who walked through their doors? Nothing to do with banks all but forcing people to take out loans at daft interest rates that the punters could barely afford?
Let me tell you something, Mister O’Sullivan.
The last time I borrowed from a bank was in 1982 when I took out a bridging loan, which was paid off within days. The last loan I took out was from my credit union back in the Nineties to upgrade my car. That loan was fully paid off within three years. Since then, I haven’t borrowed a red cent. I owe nothing. I don’t have a mortgage. I have a small overdraft facility that I never use. I have a credit card with a balance of zero. As far as you are concerned I am a model of financial good sense.
And what do I get in return?
I received a letter during the week to say my pension is to be cut because of a gubmint levy. I now pay tax on my pension where I didn’t before. They want me to pay for the privilege of owning a house [and they can fuck themselves on that score]. They want to charge me for water [ditto] and for having a septic tank [also ditto]. I am also paying extra VAT every time I buy something. And all this to bail out the fucking banks and the appalling mess they caused.
I had no hand, act or part in the so called fucking Celtic Tiger. I didn’t benefit from it in any way whatsoever, yet not only am I having to pay for it, but cunts like you Mister O’Sullivan – a fucking banker – have the fucking neck to accuse me of causing the problem.
So, Mister O’Sullivan, you can go fuck yourself with a barge pole.
Preferably one wrapped in barbed wire.