Going bankrupt
I had a bit of an anxious day yesterday.
Normally I’m a placid sort of bloke. Herself may argue this but I rarely get worked up over anything. Yes, I hurl insults at the television, particularly during the news where it involves war, viruses or politicians, and also at inane advertisements. I grant that that covers the vast majority of viewing so I can imagine where Herself gets this impression that I am volatile.
Anyway, anxiety is a different kettle of penguins. It is a vague niggling feeling that something is wrong and that there is little I can do about it. Such was my state of mind yesterday.
Yesterday morning I decided to take the plunge with the banking saga. I went into my old bank account and set in motion the process of moving the vast majority of my vast wealth from the old bank account to the new. I was tempted to buy Roubles as they seem to be going cheap at the moment for some reason, but I resisted. I typed in the amounts and the account numbers and all that sort of stuff and pressed Send Now.
Sure enough, I refreshed the page and there was my old accounts with big fat zeros, bar one where I had left a little in case of disaster. I went into my new account. Nothing!
This was the state of affairs for the next few hours. I trust my abilities and to a large extent I trust the banking system. But fuckups happen. I know this from my years working with puters. I have even caused some myself occasionally [and not always unintentionally]. So I knew my finances were somewhere and would probably end up where they were supposed to land, but there was still that niggling feeling that I had fucked everything up and left us nearly penniless.
I got tired of checking the websites and bummed off to the village for smokes and a coffee. For a brief while I forgot about money worries while I sat in the sun, puffing the pipe and supping my coffee as Penny dozed after her feed of chicken. I paid for the coffee out of my severely depleted [and possibly only] funds and went home.
Later I checked again. The funds had arrived! I was solvent again.
Now I’m in the middle of transferring all my Direct Debits, Social Welfare accounts and every shop that has my card details.
Fuck you, Ulster Bank.
With any new financial channel, I’d always recommend sending a trivial amount, e.g. £1, $1 or whatever, as a test transaction. If that works, then it’s pretty safe to ship the rest of your vast wealth, e.g. the other £9 or $9.
I did just that a while back. I transferred €50 [I was feeling flush!]. Once it went through I withdrew €20 at an ATM to activate my card and then used my card to buy a coffee. All transactions went perfectly, so I knew the system worked but it’s one thing transferring €50 and another thing altogether when transferring a fair chink of my life’s savings…..
Ulster Bank? NatWest to us over the water…same Gang of thieves. NW own UB
I don’t care what they call themselves – I know what I call ’em.
All I have is…what Mudplugger said.